Canadian Dental Care Plan (CDCP)
Making Dental Care More Accessible for Canadians
At Suncity Dental Care, we proudly welcome patients covered under the Canadian Dental Care Plan (CDCP). Our team is committed to helping eligible individuals understand their benefits and receive necessary dental treatment without financial stress.
Dental care should not be out of reach due to cost or lack of insurance. The Canadian Dental Care Plan is a federal government initiative created to support Canadians who need essential oral health care but do not have private dental coverage. For many patients, CDCP significantly reduces out-of-pocket expenses and makes routine and restorative dental care more affordable.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a federally funded program designed to help eligible Canadian residents access dental services when private dental insurance is not available.
The program contributes toward the cost of a wide range of dental treatments based on medical necessity, income level, and eligibility. Payments are made directly to participating dental providers, helping patients receive care without managing complex claims or paperwork.
Who Qualifies for CDCP?
To be eligible for the Canadian Dental Care Plan, all of the following conditions must be met:
1. No Dental Insurance Access
You must not have current private dental insurance or coverage through:
- Employer benefits
- Pension plans
- Professional plans
- Student plans
2. Tax Filing Requirement
You (and your spouse or common-law partner) must have filed a Canadian tax return for the previous year so your income can be assessed
3. Family Net Income
Adjusted Family Net Income Less Than $90,000 Your combined family income must be below $90,000 based on your most recent tax data.
4. Canadian
Residence
Canadian Resident for Tax Purposes You must be a Canadian resident according to CRA tax rules at the time of application.
How CDCP Coverage Works?
Once approved, CDCP pays your dental provider directly for eligible treatments based on the program’s approved fee schedule. Your personal cost depends on your household income and whether the treatment cost exceeds CDCP rates.
Co-Payment Levels Based on Income
| Adjusted Family Net Income | CDCP Coverage Rate | You May Pay |
|---|---|---|
| Under $70,000 | 100% of CDCP fee schedule | $0 co-payment* |
| $70,000 – $79,999 | 60% of CDCP fee schedule | 40% co-payment* |
| $80,000 – $89,999 | 40% of CDCP fee schedule | 60% co-payment* |
*Co-payments apply when treatment costs fall within CDCP-approved rates.
What Dental Services
Are Covered
The Canadian Dental Care Plan supports a broad range of dental services when clinically necessary. Coverage depends on eligibility and treatment type, and some procedures require preauthorization before treatment begins.
Diagnostic & Preventive
Services
- Comprehensive and routine exams
- Dental X-rays
- Cleanings (scaling)
- Fluoride applications
- Dental sealants
Basic & Restorative
Services
- Fillings (temporary and permanent)
- Pain control for diseased teeth
- Cavities treatment
Endodontic
Services
- Root canal treatments
- Procedures for infection
- Procedures for pain
- Re-treatments (with preauthorization)
Periodontal
Services
- Gum disease management
- Cleaning under the gumline
- Abscess treatment
- Post-surgical evaluations (preauthorization)
Major Restorative
Services
- Crown repairs and re-bonding
- Crowns and core build-ups
Removable
Prosthodontics
- Complete dentures
- Partial dentures
- Denture relines and repairs
Oral
Surgery
- Tooth and root extractions
- Surgical removal of cysts/tumours
- Bone/jaw treatments
Anesthesia
& Sedation
- Nitrous oxide / oral sedation
- General anesthesia (preauthorization)
NOTE: Orthodontic treatment is not generally covered unless strict clinical requirements are met and approved.
How Suncity Dental Care
Helps You
At Suncity Dental Care, we simplify the CDCP process so you can focus on your oral health:
- We assist with eligibility checks
- We clearly explain what services are covered
- We handle CDCP billing directly
- We support preauthorization requests when required
Our goal is to ensure you receive care confidently, without confusion or unnecessary delays.
Frequently Asked Questions
Aiming for a healthier, more confident smile? Our dental team is here to help.
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